A property title search examines public records on the property to confirm the property's rightful legal owner. The title search should also reveal if there are any claims or liens on the property that could affect your purchase.
Title insurance protects homebuyers and mortgage lenders against defects or problems with a title when there is a transfer of property ownership. If a title dispute arises during or after a sale, the title insurance company may be responsible for paying specified legal damages, depending on the policy.
When you buy a home, the transaction is public.
- Recording means filing your deed and / or mortgage with your county
- The document is date and time stamped, and may be uploaded to a web site for the public
- You pay recording fees at closing when you sign your final documents
Failing to properly record these documents can lead to problems. These include ownership disputes. It can make it hard to get a mortgage. The legal and financial results can be severe.
Affidavits, Deeds, Satisfaction of Mortgages, Subordinations, Power of Attorney, etc..
Hampton Title Services works with experienced attorney’s to prepare all of your documents for you prior to your scheduled closing to ensure that our clients have a smooth experience.
Notary and Closing Services
We offer Notary and Closing Services relating to Real Estate that can handle all of your document signing needs. Through our own staff and network of New York State Public Notaries, we can schedule accordingly to ensure that our client's transactions are seamless.